As a self employed person, it’s hard to invest. When your employer is taking out money from every paycheck and then sometimes matching it – it makes it easy to set aside money for retirement. But it’s hard when you have to do it yourself. An accounting team can advise if you struggle to manage your finances.
It is getting harder and harder for people to start their retirement. So no matter what age you are, you should be thinking about investing. Anything is better than nothing.
This year I want to set aside more money for retirement. I am 41. It’s important to me. And I found a way to make it easy for me to invest without much work.
Every purchase you make becomes an investment in your future. Join over 2 million people who have started.
I want to share with you Acorn. They are a micro investing site. You have 2 ways to invest:
- Set up a monthly withdrawal – you can start with as low as $5 per month
- Round up your purchases
I set up my account to take out $25 per month. I also set it up to round up the change. So when I shop at Kroger and spend $58.31 – Acorn will take .69 cents and add it to my account. You can set up either option or have both.
When you join and set up your account we both get a $5 bonus!
Every dollar you invest is automatically diversified across 7,000 stocks and bonds to help improve your return while reducing risk.
Based on my investments it says I could have $105,000 by the time Im 81. Yes, I will want to retire sooner that that so at 72 it says I will have $58, 309. And at 67 years old I could have as much as $45,000
That’s a really simple way to invest some cash for your future!
Now you can get a nice deposit to your Acorn account! All you need to do is refer 12 friends to join Acron and start investing and you will get $1000 deposited into your Acorn account. Just click here and start investing. You can set it up to invest as little as $5 per month. Try it out – you can withdraw your money at anytime. So this is a great option if you are saving for a down payment for a house, a new baby, a fun trip, etc.
Once you set up your account you can share it with your friends and get the $1000 referral reward!
Please note this is a very secure website. When you join you will have to enter your social security number because it is required by the federal government (It’s part of the Patriot Act). You will also have to link at least 1 bank account.
Here is some information from their website:
- Acorns does not store your bank login information.
- SIPC Protected Accounts: Every Acorns account is protected up to $500,000.
- Bank-level Security: Secure servers, security and privacy verified by the top digital security and privacy companies, and physical security.
Jessica W.
Saturday 10th of February 2018
I've heard of Acorn before and am considering joining. It's so important to save any way you can!