Let me first say that I don’t believe it is a good idea to have a credit card if you cannot pay the balance every month. I do like to use my credit card for big purchases for the extra protection and I like the cash back options.
With that being said, I have a great offer from the Discover Card. After you make your first purchase, you will receive a cash back bonus of $50 (within 3 months). Plus every quarter you can sign up for additional bonuses when you use your Discover Card. Starting October 1st 2012, you will get 5% cash back on every online purchase! If you will be shopping online for Christmas gifts – this is a great way to get additional savings! You will even get 5% cash back at Amazon.com and everyone shops there! You can even shop through sites like Ebates, get your cash back from Ebates and the Discover Card!
- Instantly use your cash back rewards at Amazon.com! If you have $7.83 in your cash back account – you can use it like a gift card.
- More cash back options when you shop through ShopDiscover. You can get an additional 5-20% cash back on your purchases!
- Free 1 day shipping at Amazon.com on select products when you purchase this item using your Discover Card. Enter code DSCVRFSP at checkout.
- No annual fee!
- 0% Intro Purchase APR for 15 months
- 0% Intro Balance Transfer APR for 15 months – then 10.99%-19.99% Variable Purchase APR
Click here for more information.
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